I just received an $895.03 from them for a credit card that was paid off and cancelled in 2003! Go to ripoffreport.com.
There are some very good letter suggestions to send to Midland Funding and whatever Law office it's being referred to. I have not received one piece of correspondence about this credit card since I paid it off in 2003, however the card was opened in 2001. Isn't it ironic that it is 7 years to the day, almost, that I opened that card and they're trying to trick me into sending them money? I believe it takes 7 years for a debt to come off a persons credit.
They're trying to get money from me figuring I forgot that it was paid off.
DO NOT PAY THEM ANYTHING!!!!